Policy Benefits

On this page you can view your Schedule of Benefits for a quick summary of available cover and download your policy wording for the full terms, conditions and exclusions that will be applicable to your trip.

To view the Schedule of Benefits for your applicable card click the +. This is a summary only and all cover is subject to the terms, conditions and exclusions included in the full policy wording.

Download the pdf policy wording and carefully read that document to understand what you are, and what you are not covered for during your trip.

The compensation, Sum Insured and limit of liability applicable under each section of this policy, for insured persons for each period of travel.

Section	Sum Insured (Maximum Amount Payable)
1.Medical and Evacuation Expenses	Unlimited
Sublimits applying to Section 1
Emergency Dental Treatment	$2,000 per person
Continuing Treatment in New Zealand (for up to 90 days)	$2,000 per person
In Hospital Cash: $100 per 24 hours to a maximum of	$5,000 per person
Extra Travel & Accommodation Expenses/ Meal Allowance	$5,000 per person/Family
Accompanying Person	$5,000 per person
Return of Mortal Remains/ Funeral Expenses	$15,000 per person
Medical/ Evacuation Expenses Due to Terrorism	$100,000 per person/Family
2. Cancellation and Changes to Planned Travel	Unlimited
Sublimits applying to Section 2
Resumption of Travel	$5,000 per person/Family
Travel Delay (after 12 hours delay):
$400 per person to a maximum of	$1,000 per person
$800 per Family to a maximum of	$5,000 per Family
Delayed Travel to a Special Event	$5,000 per person/Family
Missed Connection	$10,000 per person/Family
False Arrest	$10,000 per person
Tour Cancellation	$4,000 per person/Family
Hijack Cash: $1,000 per 24 hours to a maximum of	$10,000 per person
3. Luggage, Money and Replacement Travel Documents	$20,000 per person
Sublimits applying to Section 3
Limit to any one item (Unspecified)	$2,000 per item
Laptop Computers (inclusive of accessories)	$6,000 per item
Limit for any one Specified Item	$10,000 per item
Luggage Delay (after 12 hours delay) to a maximum of:	$1,000 per person
Luggage Delay (after 12 hours delay) to a maximum of:	$5,000 per Family
Special Medication Benefit	$500 per person
Credit Cards and Replacement Travel Documents	$10,000 per person
Money	$2,000 per person
4. Personal Accident	$50,000 per person
Sublimits applying to Section 4
Legal Expenses Relating to Injury or Death	$3,000 per person
Loss of Income: Up to $1,200 per week to a maximum of	$14,400 per person/Family
Refer to Table of Events in Policy wording for further sub-limits
5. Scheduled Transport Accident	$1,000,000 per person
5. Scheduled Transport Accident	(up to a maximum of $10,000,000 for all customers per event)
Sublimits applying to Section 5
Accidental death of Dependent Child	$50,000 per Dependent Child
Disappearance	$50,000 per person
6. Personal Liability	$2,500,000 per person
7. Kidnap and Ransom	$250,000 per person
8. Rental Vehicle Excess Cover	$3,000 per person/Family

Excess

You must pay the first $200 of each and every claim arising from the same event under Sections 1, 2 & 3.

ASB Visa Platinum Rewards Travel Insurance Policy

Section

Sum Insured (Maximum Amount Payable)

1.Medical and Evacuation Expenses

Unlimited

2. Cancellation and Changes to Planned Travel

Unlimited

3. Luggage, Money and Replacement Travel Documents

$20,000 per person

4. Personal Accident

$50,000 per person

5. Scheduled Transport Accident

$1,000,000 per person

(up to a maximum of $10,000,000 for all customers per event)

6. Personal Liability

$2,500,000 per person

7. Kidnap and Ransom

$250,000 per person

8. Rental Vehicle Excess Cover

$3,000 per person/Family