Policy Benefits

On this page you can view your Schedule of Benefits for a quick summary of available cover and download your policy wording for the full terms, conditions and exclusions that will be applicable to your trip.

To view the Schedule of Benefits for your applicable card click the +. This is a summary only and all cover is subject to the terms, conditions and exclusions included in the full policy wording.

Download the pdf policy wording and carefully read that document to understand what you are, and what you are not covered for during your trip.

The compensation, Sum Insured and limit of liability applicable under each section of this policy, for insured persons for each period of travel.

Section	Sum Insured (Maximum Amount Payable)
A. Medical and evacuation expenses	Unlimited
Sublimits applying to Section A
Dental pain relief	$2,000 per person $4,000 per family
In-hospital cash	$5,000 per person $10,000 per family
Accompanying person	$5,000 per person $10,000 per family
Funeral or return of remains to New Zealand	$20,000 per person
Terrorism cover for medical costs	$100,000 per person or per family
Ongoing medical treatment in New Zealand	$2,000 per person $4,000 per family
B. Travel cancellation and additional expenses	Unlimited
Sublimits applying to Section B
Delayed travel to a Special Event	$5,000 per person or per family
Travel delay (after 12 hours delay)
$400 per person to a maximum of	$1,200 per person
$800 per family to a maximum of	$2,400 per Family
Missed connection and travel interruption	$10,000 per person or per family
Death or hospitalisation of your immediate family living overseas	$2,000 per person $4,000 per family
C. Luggage, personal money and travel documents	$20,000 per person or per family
Sublimits applying to Section C
Per item limits	$2,000 per item per person
Laptop computers (inclusive of accessories)	$6,000 per item per person
Limit for any one Specified Item	$10,000 per item per person
Special medication benefit	$500 per person
Lost or damaged travel documents	$10,000 per person
Money	$500 per person or per family
Luggage delay (after 12 hours delay) to a maximum of	$1,000 per person $5,000 per family
D. Overseas rental vehicle hire	$5,000 per family
E. Personal Accident lump sum benefits
Death or Permanent Disablement	$50,000 per Platinum Cardholder or spouse $5,000 per dependent child
Scheduled Travel Accident*	$1,000,000 per Platinum Cardholder or spouse $50,000 per dependent child
F. Personal Liability	$2,500,000 per person or per family
Sublimits applying to Section F
Your defence costs	$50,000 per person
G Unlawful detention
Hijack cash	$1,000 per 24 hours to a maximum of $10,000 per person
Kidnap and ransom	$250,000 per person

Excess

You must pay the first $200 of each and every claim arising from the same event under Sections A, B and C.

*This benefit is limited to persons 75 years or under and has a special activation requirement for you to be covered. Please refer to Section E Accident lump sum benefits.

ASB Visa Platinum Rewards Travel Insurance Policy

Section

Sum Insured (Maximum Amount Payable)

A. Medical and evacuation expenses

Unlimited

B. Travel cancellation and additional expenses

Unlimited

C. Luggage, personal money and travel documents

$20,000 per person or per family

D. Overseas rental vehicle hire

$5,000 per family

E. Personal Accident lump sum benefits

F. Personal Liability

$2,500,000 per person or per family

G Unlawful detention